Mortgage Brokerage Courses:
Introduction to Mortgage Brokerage (30 Hours)
Real Estate Pre-Licensing Courses:
Real Estate Principles & Practices (60 Hours)
Upon completion of this course the student will be familiar with the following Principles and Practices of Real Estate; along with the current Connecticut Real Estate Licensing Law and Regulations:
Principles: Introduction to the Real Estate Business, Real Property and the Law, Concepts of Home Ownership, Agency,
Real Estate Brokerage, Listing Agreements and Buyer Representation, Interests in Real Estate,
Forms of Real Estate Ownership, Legal Description, Real Estate Taxes and Other Liens, Real Estate Contracts,
Transfer of Title, Title Records, Real Estate Financing: Principles, Real Estate Financing: Practice
Practices: Property Management, Real Estate Appraisal, Land-Use Controls and Property Development,
Fair Housing and Ethical Practices, Environmental Issues and the Real Estate Transaction,
Closing the Real Estate Transaction
Introduction to Real Estate Investments
NAR Code of Ethics
Real Estate Principles & Practices (30 Hours)
Real Estate Finance (30 Hours)
Upon completion of this course the student will be familiar with the following Principles of Real Estate Finance:
The Nature and Cycle of Real Estate Finance, Money and the Monetary System, Additional Government Activities, The Secondary Mortgage Market, Sources of Funds: Fiduciaries, Sources of Funds: Semi-Fiduciary and Non-Fiduciary, Instruments of Real Estate Finance, Conventional Loans, FHA-Insured Loans, VA-Guaranteed Loans, Processing Real Estate Loans, Closing Real Estate Loans, Closing Real Estate Loans, Defaults and Foreclosures, Real Estate Financing Programs.
On-Line Continuing Education Courses:
Buyer Representation in Real Estate (3 Hours)
Buyer Representation in Real Estate focuses on the legal and technical aspects of the buyer agent. The primary emphases of this course are the legal obligations of due diligence and fiduciary duties. Environmental Issues in Your Real Estate Practice (3 Hours)
This course teaches agents what to look for when evaluating a property, and discusses advising clients on potential environmental hazards. Topics include: Property Evaluation, Environmental Hazards, Due Diligence and Avoiding Legal Liability. CT Buyer Agency: Mandatory CE Course 2008-2010 (3 Hours) Connecticut Disclosure, RESPA, and Law Update: Mandatory CE Course 2008-2010 Environmental Issues in Your Real Estate Practice (3 Hours) Ethics in Today’s Real Estate World (3 Hours)
This course studies the ethical requirements mandated by the National Association of REALTORS® of its members.
Fair Housing (3 Hours)
Recent fair housing legislation has been aimed at dramatically strengthening the enforcement mechanisms and remedies enacted in 1968. Agents today must be careful to deliver "equal professional service" to avoid legal trouble. This course helps students provide the consistency, objectivity, and documentation of service that the law requires. Foreclosures, Short Sales, REO's and Auctions (3 Hours) Homes for All: Serving People with Disabilities (3 Hours)
This course focuses on the accessible housing alternatives available to people with disabilities. Thus, helping the real estate professional to better serve this often overlooked market. Topics include: Financing Sources, Accessibility Issues, and Strategies for Reaching People with Disabilities
Introduction to Commercial Real Estate Sales (3 Hours)
This continuing education elective is a comprehensive introduction to the profession of commercial real estate sales. It provides the student with an in-depth study of the commercial real estate sales transaction. Students study commercial property, financial elements involved in real estate investments, and the development of a marketing plan.
Topics include: Characteristics of Commercial Real Estate Investments, Understanding and Analyzing Investment Returns, and Income Tax Characteristics of the Real Estate Investment. Investment Property Practice and Management (3 Hours)
Investment Property Practice and Management provides detailed information on property management and property investment. Topics include: The Nature of Commercial Real Estate, Classifications of Real Property, Lease Types, Market Value, and Rate of Return Analysis.
Mortgage Fraud and Predatory Lending (3 Hours)
This course addresses issues related to mortgage fraud, predatory lending, and illegal flipping and examines how these topics affect the real estate industry and lead to foreclosures. Each unit is dedicated to a specific topic and includes a definition and discussion of the issue, relevant information, and the impact of the topic on real estate agents, appraisers, mortgage lenders, and home inspectors. Topics include: Financial Crisis, Mortgage Basics for Real Estate Licensees, Mortgage Fraud, Predatory lending, Illegal Flipping, Federal Protections.
Property Management and Managing Risk (3 Hours)
This course will help real estate professionals manage liability while spreading their efforts between sales and property management. Topics include: Property Management and Managing Risk, Introduction to Professional Property Management, The Manager-Owner Relationship, The Management Plan, Leases and Tenant Issues, Managing Residential Properties, Managing Emergency and Tenant.
Real Estate Agent/Mortgage Professional (3 Hours)
This continuing education course benefits real estate agents, brokers, and the general public with a behind-the-scenes look at the workings of the mortgage industry. Upon completion, students will have a better understanding of the mortgage business, be better able to pre-qualify homebuyers and understand the complexities involved in matching home buyers with available loan programs.
Real Estate and Taxes! What Every Agent Know (3 Hours)
In clear and simple language, this text demystifies tax laws and their impact on anyone owning real estate. It explores the effects of tax law changes on real estate investments and helps agents know when to recommend that clients seek the advice of a tax professional. Topics include: Home Mortgage Interest Deduction, Taxation of Profit, How Gains or Losses are Computed, Exclusion Rule for Gain on Sale of Principal Residence, Applying the Passive Loss Rule for Real Estate Professionals.
Real Estate Finance and Tax Issues (3 Hours)
This combination course provides important information from two continuing education courses: Real Estate and Taxes! What Every Agent Should Know and Real Estate Finance Today. The student is introduced to the fundamentals of residential real estate financing, mortgage lending trends, loan products, government influences on real estate finance, and current issues involving sub-prime lending and foreclosures. Topics include: Basics of Real Estate Finance, Government Influences on Real Estate Finance, Current Issues in Mortgage Lending, Conventional Mortgage Loans, Government Issued or Guaranteed Loans, Special Financing Alternatives. Real Estate Finance Today (3 Hours)
Real Estate Finance Today is a comprehensive look at the use of principal financing instruments. It discusses loan products, government influences on real estate finance, and special financing alternatives, as well as, current loan limits.
Red Flags Property Inspection Guide (3 Hours)
Legislation has increased the role agents play in inspecting property for potential defects or safety hazards. This course guides non-experts in detecting "red flags" in and around the home. Students learn through virtual interactive exercises, detailed illustrations, and a detailed glossary of vocabulary words. Topics include: Asbestos, Radon, Lead, Hazardous Vegetation, and more.
Reverse Mortgages for Senior Homeowners (3 Hours)
Reverse Mortgages for Senior Homeowners explores the importance of the application process, fees, closing costs, tax benefits and tax treatments of reverse mortgages. Topics include the different types of reverse mortgages available to senior homeowners and the characteristics of each. Risk Management (3 Hours)
This course provides the essentials of risk management that every real estate sales professional must know to avoid legal liability. It also provides action plans for minimizing liability. Each unit of Risk Management is dedicated to a specific topic and includes a definition, discussion, relevant information, and the impact of the topic on the real estate agent.
Property Management and Managing Risk (3 Hours) Sustainable Housing and Building Green (3 Hours)
The Truth About Mold (3 Hours)
Mold is a controversial topic that is quickly becoming a serious liability risk for real estate agents and anyone involved in the real estate transaction. Topics include: What Is Mold? The Differences Between Mold and Other Environmental Red Flags, How Does Mold Reproduce and When Does It Thrive? Why Has Mold Become a Problem? Testing Kits, The Adverse Effects of Mold, Policies and Legislation, Court Cases and Litigation Practice, Remediation and Reducing Liablity.
Understanding 1031 Tax-Free Exchanges (3 Hours)
Understanding 1031 Tax-Free Exchanges exposes the student to the application and strategy of tax frees exchanges. This course incorporates real-life examples and calculations, examining the history, evolution, rules, and strategy used to defer tax liability. Upon completion of this course the course the student will have the vocabulary and application of tax-free exchanges to better address client's questions. Topics include: Taxes in General; Tax Laws and Regulations, Tax Codes, Installment Sales, The 1031 Tax-Free Exchange, Tax Filings, and Frequently Asked Questions.
Understanding Credit and Improving Credit Scores (3 Hours)
This course provides real estate licensees with an overview of credit scores, credit reports, and credit bureaus. The course also contains advice on how to help clients prevent identity theft, and improve credit scores. Upon completion, practicing professionals will be able to help clients identify negative information on credit reports; explain how credit
scores are calculated and how lenders evaluate ability to pay; the Fair Credit Billing Act and the Fair Credit Reporting Act; and how to improve clients’ credit scores. Topics include: Why Bad Credit and Low Credit Scores Are More Common , Credit Bureaus, Consumers and Credit Scores, How to Repair Consumer Credit and Enhance Credit Scores
On-Line Exam Prep Courses:
Questions and Answers to Help You Pass the Real Estate Exam
This best-selling exam guide is designed to help students prepare for any national licensing exam, including Pearson Vue (previously Promissor), AMP, PSI, Experior, and state-designed exams. With over 1,800 questions, this guide will help students conquer their exam anxieties and pass the exam on the first try. Each unit contains a list of Key Words to review before staring on the practice questions. Appendices contain a mathematics review and sample final exams for both salesperson and broker candidates.
As part of our line of exam prep products, this course combines lessons that students can review at their own pace, up to five different types of interactive exercises, visually stimulating instructional graphics, and exams that measure student understanding of the material.
Table of Contents
Unit 1 —Interests in Real Property
Unit 2 —Forms of Ownership
Unit 3 —Condominiums and Cooperatives
Unit 4 —Encumbrances: Easements, Restrictions, and Liens
Unit 5 —Governmental Limitations: Building Codes, Zoning, and Eminent Domain
Unit 6 —Land Description
Unit 7 —Appraisal
Unit 8 —Taxes and Assessments
Unit 9 —Sources of Financing: Conventional, Governmental, and the Secondary Mortgage Market
Unit 10—Mortgages and Foreclosures
Unit 11—Acquisition of Title: Deeds
Unit 12—Settlement Procedures: Escrow, Evidence of Title, and Recording
Unit 13—Real Estate Settlement Exercises
Unit 14—Agency and Business Ethics
Unit 15—Listings
Unit 16—Sales Contracts and Options
Unit 17—Federal Fair Housing, Truth-in-Lending, and Environmental Disclosures
Unit 18—Property Management, Lease Agreements, and Securities
Guide to Passing the PSI Real Estate Exam
This exam preparation product is a resource for any student preparing for the PSI Real Estate Exam. It features topic overviews that highlight key points on the exam, over 700 questions and a Build-Your-Own exam function to help students focus on particular topics covered on the PSI Exam.
Based on the best-selling exam prep book, and containing state-specific content, this online product gives students practice answering exam questions in a computer-based environment. Detailed reporting, build-your-own-exam functionality, and a drill-down approach to retaking missed questions helps student chart their progress and prepare to pass the licensing exam the first time.
Real Estate Math: What You Need to Know on the Exam
Real Estate Math: What You Need to Know will aid in a student's review of basic math concepts. The course will be helpful in passing the licensing exam and becoming a successful agent. The course focuses on basic math concepts such as fractions, decimals, percents, and percentages.
The course contains examples, formulas, and calculations that will help make a student's math review easier. The course also contains flash exercises that help to understand such things as metes-and-bounds, the knuckle method, and subdividing a section into quarters. |
